Our Purpose

Here at Denver Wealth Management, we want to be a steady hand during life's most difficult transitions. The loss of a spouse is deeply life-altering, and the financial disruption that follows can feel overwhelming. 

Our goal is to help both men and women navigate this time with clarity, confidence, and care. 

We believe that financial planning after loss isn't just about managing assets, it’s about rebuilding stability, simplifying decision-making and creating space to look ahead with confidence.

At Denver Wealth, we offer compassionate, holistic support for surviving spouses, providing guidance on investments, estate planning, and tax considerations. Our approach is personalized to each individual's needs and pace. 

Our role is to be a steady, supportive resource, available when the time feels right. 

How can we support you?

Contact Information  

Why Specialized Financial Planning Matters

At Denver Wealth Management, we understand that the loss of a spouse brings more than financial change. In the months that follow, it’s natural to feel overwhelmed by responsibilities you never expected to face alone. It’s not just about managing money—it’s about finding stability when everything else feels uncertain. 

That is why we believe financial planning after loss should never feel rushed or impersonal. What works for one person may not work for another—and that is exactly why specialized guidance matters. Our role is to walk alongside each individual with a thoughtful, personalized approach, grounded in empathy rather than urgency.

Whether you’re ready to make decisions or simply need time to pause and gather your thoughts, we’re here. Not just as financial advisors, but as steady partners—offering calm in the chaos, guidance without judgment , and the space to move forward when the time feels right.

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Life After Loss: Identity, Grief & Financial Confidence

The loss of a spouse marks a profound transition—one that affects not only your emotional well-being, but also your sense of identity, stability, and direction. When a shared life is suddenly altered, it can feel as though the foundation has shifted beneath you. Daily routines, long-term goals, and even your role in financial matters may feel unfamiliar.

In the midst of grief, financial decisions can quickly become overwhelming. Mental fog, fatigue, and the emotional weight of loss often make it difficult to know where to begin. Many surviving spouses find themselves navigating new responsibilities—alone—for the first time.

At Denver Wealth Management, we understand that rebuilding financial confidence is not immediate. It happens gradually, through support, clarity, and patience.

Whether you’re adjusting to changes in income, evaluating Social Security benefits, or simply trying to make sense of what’s next, we’re here to guide you—on your timeline and with care. Our goal is to help you feel seen, supported, and empowered—not rushed.

We’re not here just to provide financial advice. We’re here to offer steady, thoughtful partnership during a time that calls for compassion and clarity.

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Our Specialized Services for Surviving Spouses

  • Compassionate financial guidance tailored to each individual’s pace and comfort level
  • Help reviewing wills, trusts, and powers of attorney to reflect new priorities
  • Support with understanding and applying for Social Security survivor benefits
  • Rebalance existing portfolios or establish new ones to reflect updated goals, timelines, or risk tolerance
  • Developing updated income and cash flow strategies for financial stability
  • Reviewing retirement accounts and adjusting withdrawal strategies as needed
  • Evaluating and updating life insurance to ensure appropriate coverage
  • Supporting long-term financial confidence and legacy planning for loved ones

Denver Wealth Management does not provide legal or tax advice. We help clients navigate these conversations and encourage collaboration with their own legal and tax professionals when appropriate.

Financial Planning Checklist for Surviving Spouses

Losing a spouse is an emotionally and financially overwhelming experience. Taking purposefully steps can help ease the transition. This financial planning checklist for Surviving Spouses offers guidance for navigating immediate responsibilities, such as notifying employers and health insurance providers, gathering essential documents, and filing for benefits like Social Security. 

FAQs for Surviving Spouses Navigating Financial Transitions

  • What are the first financial steps I should take after losing my spouse?

    Start by securing several copies of the death certificate and notifying key institutions—Social Security, your spouse’s employer (if applicable), and any insurance providers. From there, reviewing account ownership, cash flow, and outstanding bills can help bring clarity. At DWM, we’re here to help organize and prioritize those steps when you’re ready. 

  • How do I manage income and expenses now that things have changed?

    We’ll help you assess your new financial picture—what’s coming in, what’s going out, and how to plan for the months ahead. Whether you need help adjusting a budget, reviewing life insurance, or rethinking retirement income, we’ll walk through it together. 

  • What do I need to know regarding my retirement accounts and Social Security?

    You may be eligible for survivor benefits through Social Security or access to retirement accounts. We can help you understand your options and timing, so you don’t make rushed decisions. 

  • Do I need to update my will or estate plan?

    If your spouse was listed as a beneficiary, executor, or power of attorney, then yes—those updates are important. While we don’t provide legal advice, we can help you understand which documents to review and what steps may be needed. 

  • Should I make changes to our investments accounts right away?

    Deciding whether to keep or sell investments after losing a spouse should align with your long-term financial goals and risk tolerance. Consider potential tax implications, such as capital gains taxes, and whether you feel confident managing your accounts independently. Consulting with a wealth advisor can help provide clarity and understanding of your needs.